PULSE® Side-by-Side (SXS) Token Service

Reduce risk of fraud, protect cardholder data and enable routing choice.


This patented offering enables tokenized routing choice for card-on-file (COF) debit transactions, including cryptogram validation, with no impact to the cardholder experience.

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Secure Routing Choice
Offers secure routing choice for tokenized COF debit transactions – delivering potential for increased authorization rates, reduced risk of fraud and lower chargebacks.

Multi-Network Interoperability 
Available for participation to all unaffiliated, back-of-card debit networks.

Simple Implementation & Support 
Uses industry-standard provisioning and lifecycle management practices, reducing potential friction and enabling easy implementation.

Learn more about the full potential of PULSE Side-by-Side (SXS) Token Service.

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